Travel Insurance for Family Holidays
Travel Insurance Should Match the Trip You Are Taking
Travel insurance is not the exciting part of planning a holiday, but it is worth considering before you commit to major bookings.
For families travelling with kids, parents and grandparents, the cover you consider may need to account for age, destination, medical conditions, cruises, tours, flights, cancellation risk and planned activities.
Roam Wisely Travel can help you understand the travel insurance questions to ask and where insurance may fit into your wider travel planning.
Why Consider Travel Insurance?
When planning a trip, it is worth thinking about what could happen if things do not go as expected. Depending on the policy you choose, travel insurance may provide cover for things such as:
- trip or flight cancellations
- lost, stolen or delayed luggage
- overseas medical and dental emergencies
- illness or injury while travelling
- some Coronavirus-related events
- some existing medical conditions, depending on the policy and assessment process
- travel delays, missed connections or other disruptions, where covered by the policy
How We Can Help
We can help you consider travel insurance as part of your wider holiday planning, especially when your trip includes flights, accommodation, cruises, tours, rail travel, car hire or theme parks.
We can also help you understand where to find the relevant Product Disclosure Statement, Financial Services Guide and Target Market Determination before you decide whether a policy is suitable for you.
The final decision about whether to buy a policy should be based on the insurer’s documents, the policy terms, eligibility rules, exclusions and your own circumstances.
Travel Insurance Enquiry
If you would like to ask about travel insurance as part of your holiday planning, send us your trip details and we can explain the next steps.
Frequently Asked Questions
Can I get cover for travel within Australia?
Yes, domestic travel insurance may be available. Cover, limits and exclusions vary by policy, so check the Product Disclosure Statement before buying.
What if I have a pre-existing medical condition?
Some conditions may be covered automatically, while others may need to be assessed or may not be covered. Always check the Product Disclosure Statement and complete any required medical assessment before relying on cover.
What if I catch COVID-19 while travelling?
Some policies may include cover for certain Coronavirus-related events. Cover varies by insurer and policy, so check the relevant Product Disclosure Statement for full details.
When should I consider travel insurance?
Travel insurance is worth considering before or soon after paying for flights, cruises, tours, accommodation or other major travel arrangements. Some benefits may only apply after a policy has been purchased.
Do cruises need special travel insurance?
Some travellers may need to check whether cruise cover is included or needs to be added. Check the Product Disclosure Statement for medical cover, cancellation cover, onboard medical treatment, shore excursions and cruise-specific exclusions.
Important Information
The information on this page is general information only and does not take into account your personal circumstances, travel plans or needs.
Cover is subject to the terms, conditions, limits and exclusions in the Product Disclosure Statement for the policy you choose. Before buying any travel insurance product, read the Product Disclosure Statement, Financial Services Guide and Target Market Determination and consider whether the product is suitable for your trip and circumstances.
Roam Wisely Travel ABN 26 798 035 783 receives a commission for travel insurance products purchased through us.
